Advantages of a deposit:
- The most profitable forms of investing your savings;
- attractive interest rates;
- payments of remuneration by opening dates;
- convenient investment terms;
- fixed remuneration rates;
- the remuneration rate increases depending on the length of the deposit.
Terms and conditions of deposit:
- Deposits are accepted in KGS and in foreign currency from residents and non-residents of the Kyrgyz Republic;
- Minimum amount: 1000 KGS
- or 50 USD;
- or 50 EURO;
- or 1000 RUR;
- or 5000 KZT;
- or 100 RMB;
- Deposit period: from 1 to 72 months;
- Partial withdrawals and additional contributions are not allowed;
- Fixed interest rate for deposits up to 72 months (inclusive);
- Payment of interest on the deposit is made at the Depositor's request: monthly on the date of opening or at the end of the deposit period;
- In case of early withdrawal of the deposit, the Depositor shall notify the Bank in advance;
- Upon expiry of the agreement, the deposited amount including accrued interest is paid out in cash, or at the request of the Depositor these amounts can be reissued on the new terms and conditions.
Interest rates under "Live Rich" time deposit contracts
On deposits in national currency
|
To demand |
1, 2 months |
3, 4, 5 months |
6, 7, 8 months |
9, 10, 11 months |
12, 13, 14 months |
15, 16, 17 months |
18, 19, 20, 21, 22, 23 months |
24, 30, 36 months |
48 months |
60 months |
72 months |
Note |
|
0% |
0,25% |
4,5% |
7% |
8% |
12,5% |
12,75% |
13% |
13,75% |
14% |
14,25% |
14,5% |
Monthly interest payment |
|
0% |
0,25% |
4,59% |
7,23% |
8,30% |
13,24% |
13,52% |
13,8% |
14,65% |
14,93% |
15,22% |
15,5% |
*** |
Interest rates - annual
For deposits in USD
|
To demand |
1, 2 months |
3, 4, 5 months |
6, 7, 8 months |
9, 10, 11 months |
12, 13, 14 months |
15, 16, 17 months |
18, 19, 20,21,22,23 months |
24,30,36 months |
48 months |
60 months |
72 months |
Note
|
|
0% |
0.1% |
1% |
1.5% |
2% |
3% |
3.25% |
3.5% |
3.75% |
4% |
4.25% |
4.5% |
Monthly interest payment |
|
0% |
0.10% |
1% |
1.51% |
2.02% |
3.04% |
3.30% |
3.56% |
3.82% |
4.07% |
4.33% |
4.85% |
*** |
Interest rates - annual
For deposits in EURO
|
To demand |
1 month |
3 months |
6 months |
9 months |
12 months |
15 months |
18 months |
24 months |
48 months |
60 months |
72 months |
Note |
|
0% |
0.1% |
0.5% |
1% |
1.25% |
1.75% |
2% |
2.25% |
2.5% |
2.75% |
3% |
3.25% |
Monthly interest payment |
|
0% |
0.10% |
0.50% |
1.00% |
1.26% |
1.76% |
2.02% |
2.27% |
2.53% |
2.78% |
3.04% |
3.30% |
*** |
Interest rates - annual
Deposits denominated in Russian rubles
|
To demand |
1 month |
3 months |
6 months |
9 months |
12 months |
15 months |
18 months |
24 months |
48 months |
60 months |
72 months |
Note |
|
0% |
0.1% |
2.75% |
6% |
6% |
7.75% |
8% |
8.25% |
8.5% |
8.75% |
9% |
9.25% |
Monthly interest payment |
|
0% |
0.10% |
2.78% |
6.17% |
6.17% |
8.03% |
8.30% |
8.57% |
8.84% |
9.11% |
9.38% |
9.65% |
*** |
Interest rates - annual
For deposits in Kazakh tenge
|
To demand |
1 month |
3 months |
6 months |
9 months |
12 months |
15 months |
18 months |
24 months |
Note |
|
0% |
1% |
3% |
6% |
7% |
8% |
9% |
10% |
11% |
Payment of interest |
|
0% |
1.00% |
3.04% |
6.17% |
7.23% |
8.30% |
9.38% |
10.47% |
11.57% |
monthly*** |
Interest rates - annual
Deposits in RMB
|
To demand |
1 month |
3 months |
6 months |
9 months |
12 months |
15 months |
18 months |
24 months |
Note |
|
0% |
1% |
5% |
7% |
8% |
9% |
9.5% |
10.5% |
11% |
Monthly interest payment |
|
0% |
1,00% |
5.12% |
7.23% |
8.30% |
9.38% |
9.92% |
11.02% |
11.57% |
*** |
*** Interest rates - annual
** In accordance with the Regulations of the NBKR "On effective interest rate in case of distribution of information on amount of remuneration on banking services".
